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Student Health Insurance

Make Sure Your Health Is Covered

Point Park University understands the importance of maintaining good health while you attend college, and we make it a priority that our campus be a place that is as beneficial to student bodies as it is to student minds.

For care involving the treatment of minor illnesses and injuries, the University maintains the Student Health Center and the Student Counseling Center on campus. However, we realize that more serious medical situations may require care beyond the capabilities of on-campus health services — costly care such as emergency department visits, surgery, hospital stays and therapy visits. Without insurance, a serious illness or injury can result in bills totaling thousands of dollars that could place serious financial roadblocks in the way of a college education.

To safeguard against this type of situation, the University partners with Highmark Blue Cross Blue Shield. This partnership offers a student health insurance plan that is not only affordable and easy to use, but includes benefits that far surpass those typically found in student insurance plans, including:

  • Preventive care
  • Coverage for all types of injuries, including sports and exercise injuries
  • Online tools to help you make informed care choices
  • Out-of-area coverage while traveling or during extended off-campus periods

We encourage you to consider the University's student health plan as a means of protecting yourself and your loved ones against unexpected medical expenses that could temporarily — or permanently — interrupt your college career. For more information about covered and non-covered services, in-network vs out-of-network coverage, deductibles, copays, etc., see the Student Health Plan Benefits Book.

Follow the links below to find specific aspects of insurance coverage:

Students Required to Have Insurance Coverage

For 2016-17, the following groups of students are required by University policy to have health insurance coverage that meets University requirements:

  • Dance and theatre majors (all concentrations)
  • International students*
  • Athletes*

These students must purchase the student health plan, unless their Request to Waive the Student Health Plan for the current academic year is approved.

*Note:  International student athletes must purchase the student health plan, regardless of any other insurance coverage they may have.

Enrollment Eligibility

All full-time, registered undergraduate and graduate students are eligible to participate in the University's student health plan.

Dependents (spouse, children, etc.) of students are eligible to enroll in the plan; the student must also enroll in the plan.

For additional information on eligibility, consult the section Who is Eligible for Coverage, beginning on page 63 of the 2016-17 Student Health Plan Benefits Book.

Coverage Dates and Enrollment Deadlines

Term Intended For Coverage Dates Enrollment Deadline
Students entering the University
in the fall semester
August 1, 2016 to July 31, 2017 September 30, 2016
Spring-Only Students entering the University
in the spring semester
February 1, 2017 to July 31, 2017 January 31, 2017

Note:  The Point Park University student health plan is a term insurance policy.  Once enrolled in the plan, you are obligated to pay for the entire term in full.

Late Enrollment Requests (enrollment after the deadline): Late enrollment requests will only be accepted due to a qualifying life event (loss of other insurance, birth, marriage/divorce, etc.). Students are able to enroll in the plan within 30 days of the qualifying event.  Proof of the qualifying life event will be required.  Please direct late enrollment requests to the Office of Student Affairs.

How to Enroll

1. Print and complete the enrollment form  
2. Submit the completed form and your payment to the Office of Student Affairs:

In Person:                                                By Mail:

Office of Student Affairs                         Office of Student Affairs
706 Student Center                                Point Park University
                                                                   201 Wood Street
                                                                   Pittsburgh, PA  15222

Students will only be enrolled when the form is completed legibly and signed, and the appropriate payment is received. Improperly completed or illegible forms, or forms submitted without proper payment will delay enrollment. Correspondence regarding enrollment forms and payments will be sent via email to the student at their Point Park email.

Once the Office of Student Affairs receives a properly completed application, and proper payment, it generally takes 2-3 business days to be enrolled in the plan; during peak enrollment times, it may take up to 5 business days. It may take an additional 24-48 hours from the time of enrollment for pharmacy benefits to be fully activated.

Please be careful which mailing address (school or home) is used for the student on the enrollment form.  This is the address to which Highmark will send the insurance card and any other official notifications.  If the student's permanent home address is used, and the student does not live at that address during the school year, their mail will need forwarded.  On the other hand, if the student's school address is used, the student needs to remember to do a mail forwarding request either with the Student Life (if living on campus) or the US Postal Service if living off campus.

It is highly recommended that you keep a copy of the enrollment form for your records, especially if you plan to use Highmark's online or mobile websites, as the registration process for using their sites requires you to enter information exactly as entered on the enrollment form.


Contract Type      

1 Payment

2 Payments

1 Payment
Student $2,364.00 2 Payments of
$1,182.00 each
Student & Child $5,574.00 2 Payments of
$2,787.00 each
Student & Spouse $5,574.00 2 Payments of
$2,787.00 each
Student & Children $7,266.00 2 Payments of
$3,633.00 each
Family (must include student) $7,266.00 2 Payments of
$3,633.00 each


Acceptable forms of payment:

  • Check or money order made payable to Point Park University
  • Cash/credit cards are not able to be accepted

Annual (full-year) coverage cost may be paid in one or two payments:

  • Pay the full-year's premium with the enrollment form, or
  • Pay the first half of the full-year premium with the enrollment form and the other half by Jan. 31.  Students will receive one reminder email at their Point Park email about the balance due.

Spring-only coverage cost must be paid in full and submitted with the enrollment form.

Insurance ID Cards

Once enrolled in the Point Park student health plan, it takes about 7-10 days to receive your ID card in the mail at the address used on the enrollment application.

ID Cards may be viewed online (and on your phone) as soon as the student is enrolled.  Students are able to fax a copy of the card from Highmark's online or mobile site as well, for example to a healthcare provider's office.

If you have already registered with the site previously, log in with your username and password.

If you have never used the site before, you must register first.  Visit the Highmark Blue Cross Blue Shield website, either on your computer/laptop or mobile device.  Some items of note, if asked:

  • Tell us about yourself:  Choose "I am a member just registering"
  • Member ID:  If you don't have your Highmark ID card yet, enter your Social Security Number
  • Enter enrolled student's information, such as first & last names, date of birth, street address, city, and zip code.  This information needs to be entered exactly as on the enrollment form.
  • Relationship to Policyholder:  If you are the student, enter "self;" otherwise, choose the appropriate relationship.  Note that parents will not be able to register and view their student's enrollment information unless their student is under 18 years of age due to privacy regulations.
  • Email and phone number (does not need to match information on your enrollment form)

If you are unable to register, it is because you are either not yet enrolled, or the information you entered does not match the enrollment form you submitted.

If at least three business days have passed after the Office of Student Affairs received your properly completed enrollment form and proper payment, and you are still unable to register with Highmark's site, request assistance from the Office of Student Affairs.

Request to Waive (Decline) the Student Health Plan

Students who are not required to have health insurance are not required to waive (decline) the student health plan.

Students who are required to have health insurance per University policy, must purchase the University student health plan unless their Request to Waive the Student Health Plan is approved for the current academic year.* (The Request to Waive must be completed and approved each academic year the student is required to have health insurance.)

*Note:  International student athletes must purchase the student health plan, regardless of any other insurance coverage they may have.

University Requirements for Health Insurance Coverage

International athletes must purchase the student health plan.

Minimum requirements for all students required to have insurance

  • Current, active coverage
  • Expect to have current, active coverage from August 1, 2016 through July 31, 2017
  • Have access to doctors, specialists, hospitals, and other healthcare providers in emergency and non-emergency situations in the Pittsburgh area
  • Hospital services (inpatient and outpatient)
  • Diagnostic services (inpatient and outpatient) such as laboratory/pathology, x-rays, MRI/CT scans, etc., physical therapy, emergency room treatment, ambulance services, and prescription medicines in the Pittsburgh area
  • Mental health, substance abuse, and counseling services in the Pittsburgh area (inpatient and outpatient)

Requirements for international students (not athletes)

  • Insurance must meet minimum requirements for all students required to have insurance (above)
  • Insurance plan must be based in the U.S.
  • Pre-approved insurances, in addition to the student health plan (you must still complete the waiver): 
    • ISO Compass Gold and Compass Silver plans
    • Insurance provided to students through the Saudi Cultural Mission

 Requirements for Athletes (not international) and Dance/Theatre Majors

  • Insurance must meet minimum requirements for all students required to have insurance (above)
  • Insurance must cover injuries sustained in the practice or play of intercollegiate sports (athletes)
  • Insurance must cover injuries sustained during rehearsals and performances (dance and theatre majors)
  • Insurance deductible must not exceed $5,000 per accident/injury or policy year
  • Insurance may not be Tricare, Medicare, Medicaid/Medical Assistance/CHIP, or other insurance, where the secondary accident insurance provided by the University would become primary in the event of a claim.


Process for Requesting to Waive the Student Health Plan

  • Access the Request to Waive form via PointSync. Students must login with their PointSync login and password, which is the same as their Point Park email login and password.  For login and password issues, contact the Technology Helpdesk.
  • Read all information, answer all questions, and upload proof of insurance documents, and submit the form online; paper forms are not accepted and will be rejected.
  • If you cannot complete the form all at one time, you can save and finish the form later.
  • After you submit the form, you cannot go back in and edit the form.  If you feel editing the form is necessary after submitting it, contact the Office of Student Affairs.
  • After submitting the form, you are able to save an electronic copy, or print a paper copy for your records.
  • You will receive two automatic emails from PointSync (OrgSync), one letting you know that your form was submitted, and one letting you know if it was approved or denied (not necessarily in that order). Automatic emails sent from PointSync (OrgSync) will go to the email address in your PointSync (OrgSync) profile. 
  • If your request to waive is approved, you will receive an automatic notification email from PointSync (OrgSync); save this email for your records. You are done for the academic year.  You will need to complete a request any subsequent years that you are required to have health insurance.
  • If your request to waive is denied, you will receive an automatic notification email from PointSync (OrgSync), followed by an email from the Office of Student Affairs at your Point Park email with additional information and/or instructions. If your waiver is denied, and you are not able to resolve the issues causing the denial so that it can be approved, you will be required to purchase the student health plan.

Accident Insurance for Student Athletes and Performing Artists

In order to provide optimal care to student athletes and performing artists (dance and theatre majors--all concentrations), the University has purchased an athletic and performing arts accident insurance policy. This policy provides secondary insurance coverage for accidents incurred while participating in official University-sponsored athletic or performing arts events. Insurance coverage will not be provided for pre-existing conditions or non-athletic/performing arts-related injuries.

There is no cost for this coverage, and there are no enrollment forms to complete; however, in order to be eligible for this secondary accident insurance coverage, the student must meet the following criteria:

Students who do not meet the above criteria are not eligible for the secondary accident insurance coverage.

Information on this coverage is available in the Athletic Training Office located on the first floor of the Student Center. Questions regarding eligibility for this coverage should be directed to the Office of Student Affairs.